Secondary Home Insurance
Coverage designed for homes that aren’t occupied year-round and carry different risks than your primary residence.
Secondary (Vacation) Home Insurance
A vacation or secondary home isn’t used the same way as your primary residence, and your coverage should reflect that.
Properties that are unoccupied for periods of time can carry additional risks, including theft, water damage, or issues that go unnoticed longer than they would in a primary home. Coverage may also differ based on how often the home is used and what’s kept there.
We walk you through how these policies are structured, what makes them different, and make sure your coverage is set up correctly for how you use the property from the start.
“I never realized how much I didn’t understand about my policy until I needed coverage. Having someone take the time to explain the details—and actually care that it was set up right—made all the difference.”
– F. Berkholm