General Liability Insurance

General liability insurance covers claims related to bodily injury, property damage, and certain types of advertising or reputational harm involving third parties.

It’s one of the most common coverages for businesses, especially if you interact with clients, work on-site, or have any exposure to the public. In many cases, it’s also required as part of contracts or vendor agreements.

It’s important to understand what this coverage does and doesn’t include. For example, claims related to professional advice or services typically fall under a separate policy, such as errors and omissions (E&O).

We walk you through how general liability fits into your overall coverage, what risks it’s designed to protect against, and make sure your policy is set up correctly for your business from the start.