Last Updated: July 31, 2026

Welcome to the website of Whistlers Insurance Agency, Inc. ("Whistlers," "we," "our," or "us"). By accessing or using our website, requesting information, submitting a quote request, or otherwise using our online services, you agree to be bound by these Terms of Use. If you do not agree to these Terms, please discontinue use of this website.

Whistlers Insurance Agency, Inc. is an independent insurance agency licensed to sell insurance products in jurisdictions where we are properly licensed.

Our website is intended to provide educational information, insurance resources, and a convenient method for requesting insurance quotes or contacting our agency.

Nothing on this website should be interpreted as creating an insurance policy, binder, or contractual obligation to provide insurance coverage.

Submitting a quote request, contact form, email, voicemail, or other communication through this website does not create insurance coverage.

Coverage is effective only after:

• an application has been approved by the insurance carrier (when applicable);
• all required underwriting requirements have been satisfied;
• any required premium has been received; and
• written confirmation of coverage has been issued by the carrier or Whistlers Insurance Agency.

Do not rely on this website or electronic communications for emergency insurance needs.

Requests to:

• change coverage,
• add or remove drivers,
• add or remove vehicles,
• report claims,
• cancel policies,
• bind new coverage, or
• reinstate coverage

Submitted through this website, email, text message, voicemail, or social media are not effective until confirmed in writing by our agency or your insurance carrier.

If you need immediate assistance, please contact our office directly or your insurance carrier using the contact information shown on your policy.

Insurance quotes provided through this website or by our agency are estimates based upon the information you provide.

Final premiums, eligibility, coverage, discounts, and policy terms are determined solely by the insurance carrier during underwriting.

Quotes may change if additional information becomes available or if underwriting requirements are not satisfied.

Insurance carriers reserve the right to decline coverage or modify premiums based upon underwriting review.

You agree that any information you provide is truthful, accurate, and complete.

Providing inaccurate, misleading, or incomplete information may affect:

• quote accuracy,
• policy eligibility,
• premiums,
• claims,
• or the validity of insurance coverage.

You are responsible for promptly notifying us of any material changes to the information you provide.

We strive to keep the information on this website accurate and current. However, insurance products, underwriting guidelines, discounts, rates, and state regulations change frequently.

We do not guarantee that all information on this website is complete, current, or applicable to your individual circumstances.

Articles, videos, blog posts, newsletters, social media content, calculators, and educational resources provided by Whistlers are intended for general informational purposes only.

They are not legal, tax, accounting, financial, or investment advice and should not replace consultation with qualified professionals.

Unless otherwise noted, all content on this website including text, graphics, logos, branding, videos, photographs, downloadable resources, and original educational materials is the property of Whistlers Insurance Agency, Inc. and is protected by applicable copyright and trademark laws.

You may view, download, or print content solely for your personal, non-commercial use.

Whistlers Insurance Agency®, Whistlers®, and related logos and branding may not be used without our written permission.

You may not reproduce, modify, distribute, sell, publish, or commercially exploit any content without our prior written permission.

Permission requests may be sent to:

info@whistlersinsurance.com

You agree not to:

• use this website for unlawful purposes;
• interfere with website security;
• attempt unauthorized access to our systems;
• introduce malware or malicious code;
• scrape or harvest website data;
• impersonate another person;
• submit false information; or
• interfere with the operation of the website.

We reserve the right to restrict or terminate access for violations of these Terms.

Our website may include links to insurance carriers, government agencies, vendors, or other third-party websites.

We do not control or endorse the content, privacy practices, or availability of those websites and are not responsible for their content or services.

Your use of this website is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

By contacting Whistlers electronically - including through our website, email, or online forms, you consent to receive communications from us electronically regarding your inquiry, quote request, or existing business relationship.

Electronic communications may satisfy legal requirements that communications be in writing where permitted by law.

This website is provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permitted by law, Whistlers Insurance Agency, Inc. disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, availability, accuracy, or non-infringement.

We do not guarantee uninterrupted or error-free operation of the website.

To the fullest extent permitted by applicable law, Whistlers Insurance Agency, Inc., its officers, employees, owners, and representatives shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of this website.

Our liability, if any, shall be limited to the maximum extent permitted under applicable law.

Nothing in these Terms limits liability where such limitation is prohibited by law.

You agree to defend, indemnify, and hold harmless Whistlers Insurance Agency, Inc. and its officers, employees, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from your violation of these Terms or your misuse of this website.

These Terms shall be governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles.

Any legal action relating to these Terms or your use of this website shall be brought in the appropriate state or federal court located in Fairfax County, Virginia, and you consent to the jurisdiction of those courts.

We may update these Terms of Use at any time.

The updated version will become effective upon posting to this website. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

If you have questions regarding these Terms of Use, please contact:

Whistlers Insurance Agency, Inc.

Email: info@whistlersinsurance.com

Website: https://www.whistlersinsurance.com